Please note, we cannot be held responsible for the content of external websites and by using the links stated to access these separate websites you will be subject to the terms of use applying to those sites. It’s usually more expensive to insure older pets because they’re more prone to health issues. Get a quote in a few easy steps. Can animals catch Coronavirus (Covid-19)? Treatment costs £4,000, so you’re covered. By comparing pet insurance with glimp, you can compare different pet insurance quotes with ease and you’ll be able to switch to your new chosen policy before you know it. 5799376). Your insurance will be more expensive if you’ve claimed in the past or have an older dog, because you’re more likely to claim. pet insurance quotes, GoCompare data from 1st September 2019 to 28th September 2020. With a time-limited policy, you get a set amount of money towards treatment for an illness or injury, and a set time period for cover – usually 12 months. Without pet insurance you’d have to cover the full cost veterinary fees, replacements and public liability claims yourself. Select companies to compare to find the best pet insurance for you. Yes. You won’t be able to insure some wild animal hybrids either, such as wolfdogs or first generation (F1) savannah cats. Make sure you’re happy these are adequate. You have an old browser which won't work on our website. Diagnostic costs for illnesses, like blood tests, Dental treatment (although emergency dental work from injuries sustained in an accident should be covered). You probably won’t be able to get any other cover for illness or injuries though. Any advice given above is general and does not take into account your objectives, financial situation or needs. Time-limited pet insurance policies allow an owner to claim for eligible conditions, up to a specified amount, in a 12-month period. So, if your pet gets an ear infection, and then another infection in the other ear – that could be in the 12-month period, or after you renew – it won’t be covered. [1]Gocompare.com introduces customers to Stickee Technology Limited which is authorised and regulated by the Financial Conduct Authority. GoCompare uses cookies. It can help cover the costs of treating an injured or sick pet, by reimbursing eligible out-of-pocket expenses. Save on your car insurance. However, we will no longer consider a condition to be pre-existing if it has been cured and free of symptoms and treatment for 180 days, with the exception of knee and ligament conditions. Get a brand new quote Cover pets with existing conditions. Compare quotes from over 25 providers. Luckily, it's now much easier to travel abroad with your dog, cat or ferret than it used. Compare car, home, van, bike and pet insurance quotes at GoCompare and get free £250 excess cover when you compare and buy car insurance. That means, if your pet’s issue becomes chronic, or reoccurs after you’ve reached the fixed amount of money, you’ll have to pay for any further treatment. If the treatment costed more than £6,000, you’d have to cover the rest. Is pet insurance worth it? Accident-only pet insurance helps cover the cost of treatment if your pet is involved in an accident. Third party liability insurance covers you for your dog causing accidental injury or damage to someone, their property or pet. What affects the price of dog insurance? Vet bills are very difficult to deal with financially so you really need the peace of mind to protect against the potential bills. It’s also worth checking whether physiotherapy, acupuncture, hydrotherapy, behavioural conditions and dietary treatments are covered, General treatments like worming, pet vaccinations and flea control won’t be included in your dog insurance, so you’d have to pay for this yourself, Pet insurance usually has upper and lower age limits. Check whether your policy includes cover for consultations, examinations, tests, x-rays, scans, medications, bandages, surgery and hospitalisation. Based on all cover for a dog from 01/04/20 to 30/06/20. Do some research and pick out what policy type best suits your needs and have a look at what you’re likely to pay based on your pet’s age and your location. *51% of consumers could save up to 66.67% on a lifetime Pet Insurance Policy. Pet Insurance: Compare Pet Insurance Policies Canstar. Gocompare.com's relationship with Stickee Technology Limited is limited to that of a business partnership, no common ownership or control exist between us. Avoid pedigree breeds – pedigree pets can be more prone to some illnesses, congenital diseases and hereditary issues, this understandably makes them more expensive to insure. These policies pay out a set amount in your dog’s lifetime for each illness or injury. How much you paid to buy or adopt your pet, Cover for your hound, whatever the shape or size, Protect your pampered Persian or cuddly moggy, Specialist policies can cover small animals too, Average rating 4.6 out of 5, from 180 people who left a review on reviews.co.uk for pet insurance only as at January 2020. It’s usually the cheapest option, but it might not be suitable if you’re concerned your dog could develop a medical condition – and want cover for it. Policies may include a co-insurance element - if you make a claim, you’ll be charged a percentage of the remaining vet fees after the excess has been deducted. Cats are generally cheaper to insure than dogs and costs rise as your pet ages or if they have any pre-existing health conditions. Page last reviewed: 16 November 2020 At least the language won't be a barrier to getting your pet treated as soon as. Need Pet Insurance? Compare Cheap Pet Insurance; Quotes from UK insurance providers; One short form – save time & money; Get Quotes Now. Get lifetime pet insurance, for cats and dogs with pre-existing conditions. Registered office: Imperial House, Imperial Way, Newport, Gwent, NP10 8UH, United Kingdom. ‘Recurring conditions’ aren’t covered. You can easily compare pet insurance plans from several top companies. [1]Gocompare.com introduces customers to Stickee Technology Limited which is authorised and regulated by the Financial Conduct Authority. Compare the Market’s Pet Insurance comparison is provided by Compare the Market’s trusted partner, Choosi Pty Ltd ABN 15 147 630 886 AFSL 402397 (Choosi). Next review due: 18 January 2021. Gocompare.com Limited is authorised and regulated by the Financial Conduct Authority (FCA) for insurance mediation activity under firm reference number 465053. There’s a maximum benefit for each illness or injury. If your dog gets ill halfway through a policy, you’d have to renew to get the full 12 months of cover. There are different levels of cover. You can’t claim again for a condition after the 12-month period is up, or if you reach the cap on treatment costs - whichever comes first. Compare pet insurance. Some policies offer additional cover too for things like third party liability, dental care and travelling abroad. Get rates; Find your vehicle's insurance group. Lifetime pet insurance pays for injuries or illnesses with no time limit on each condition. It doesn’t cover illnesses, diseases or have any other benefits. It’s always upsetting when a pet suffers an illness or injury. 22 insurers on our panel in December 2020 for you to compare cheap pet insurance quotes from, including: Insurers consider your dog’s age, breed, size and health, as well as the personal information you provide. Many policies will cover the cost of damage caused to another person’s property up to a specified amount, but watch out for exclusions - there are often a lot of them. You may check this on the Financial Services Register by visiting the FCA website. Think about the type of cover you want, the excess you’re willing to pay and your monthly premium cost. Page last reviewed: 16 November 2020 Any pre-existing conditions won’t be covered. Pet insurance gives you peace of mind that you’ll be able to pay for treatment and concentrate on getting them on the road to recovery. By using the website you agree with our use of cookies. Pet co-insurance could be a possibility if you have an older pet. To help you compare pet insurance policies and find the right cover for your requirements, Gocompare.com Limited has selected Stickee Technology Limited to provide you with quotes. To compare pet insurance companies, check to see if they offer the policies you want by making sure they cover your type of pet and the kind of care you anticipate needing. If you pick a time-limited policy, there will be a cap on how much you can claim for treatment and a time limit too - usually 12 months. Save up to 66% on your pet insurance*. Pet insurance doesn’t cover the cost of pet vaccinations, but keeping your vaccinations up to date might get you a discount on your premiums with some policies. Premiums are likely to be higher for older animals, but generally there should be cover available for all ages. If your dog needs to visit the vet for treatment, dental care or an operation, you don't want to be worrying about how you'll cover the cost. This makes shopping around for pet insurance when you’ve got a senior pet a lot harder – particularly if they’ve got a pre-existing medical condition as well, When you claim, you’ll need to pay an excess and, on some policies, a contribution or co-payment to the remaining amount of each claim – usually it’s a fixed percentage. Get Quotes ; Compare 0% balance transfer cards. If you buy a lifetime policy when your pet’s young, and you keep renewing the policy, you’ll be covered forany chronic health problems that come up in the future. Know how much you’ll be expected to pay if you need to claim, and keep the excess and contribution amount affordable, Some insurers offer cover for stolen or missing dogs, emergency boarding fees, dental care, third party claims and accidental damage cover in the policyholder’s home – you’ll pay more for these though, Certain breeds of dogs are more prone to illnesses, and pedigree dogs are often more expensive to insure. Pet insurance is similar to health insurance, but for your pet. Compare pet insurance quotes – this is one of the quickest ways to save money on your pet insurance. How much does pet insurance cost? You can avoid paying more than you need, although it’s not always worth opting for cheap pet insurance for dogs. Compare dog insurance quotes to help get your pet the cover they need. The best way to find the right policy for you at a competitive price is to compare pet insurance. Tell us how many pets you would like to insure to start your quote and compare Pet Medical Aid quotes side by side. Over three million users Join our ever-growing list of satisfied customers today. However, there are specialist insurance plans out there to pick from. To begin with, most pet insurance operates on a reimbursement model. We do not compare all pet insurers or products in the market. Compared to many companies, PetFirst offers a simple approach to coverage. The alternative is to exclude the condition from cover altogether. This is the most expensive type of cover, though. Time-limited pet insurance. But if you want cover for a chronic condition, or your dog has been unwell or injured in the past, it can help cover the costs. Quick and easy to use. After you take the time to compare pet insurance plans, make an informed decision. It’ll probably cost more. FACT: Pet insurance pays up to 90% of vet bills when your pet is sick or injured! Cover for kittens and puppies tends to start at the age of six-to-eight weeks. If you don’t, you could be fined up to £500. You’ll still be able to claim for any new conditions that might come up, dependent on the policy you choose. Try our top tips to get those premiums down: The cheapest option may not work out the best in the long run, This is a legal requirement for dogs and it could make cat insurance cheaper, Some insurers may give you a better offer, Make sure they get plenty of exercise and have a healthy lifestyle, Put your pets on one policy to see if you can get a better deal, If you haven't got your pet yet, a crossbreed may be cheaper to insure, The charity may be able to help cover the cost of vet fees, Pet co-insurance could be a possibility if you have an older pet. iSelect offers accidental injury and illness policies, with all brands compared offering at least three levels of cover, from a basic level through to a more comprehensive cover with higher benefit amounts. As long as you keep renewing your policy, you’ll get continuous cover for the illness or injury each year that your policy is in place. Pre-existing medical conditions aren’t covered by standard dog insurance, but we can help you get a policy that covers pre-existing medical conditions if you’d like. Don’t forget to notify your pet insurer of your change of address to make they’re covered before, during and after you move. Pet insurance benefits vary, so it’s important to compare like with like. Most insurers won’t cover them. It’s important to compare dog insurance quotes to see what different insurers have to offer. We’ve simplified each policy’s fine print and included vet-verified tips and warnings to help you choose. Our pet insurance comparison service allows you to compare quotes from a wide range of insurance providers and find … Veterinary care can be eye-wateringly expensive but most cats and dogs will need treatment for an illness or injury at some point in their life. Compare Pet Insurance Plans to Get the Best Coverage. However, you can still find a policy to cover them - if a standard policy won’t do, talk to a specialist insurer who should be able to help. For dogs, it’s normally older than eight weeks, but the maximum age varies between policies. The price of your pet insurance depends on several factors, including your dog’s: Age – as a general rule, older dogs are more expensive to insure as they tend to need more medical care. There are four main types of pet insurance policy you can get for your dog: Accident-only insurance covers your dog for treatment needed because of an accident. You have to stay with the same insurer year on year to really benefit from a lifetime policy. Always shop around to find a great deal. Any pre-existing conditions aren’t covered either. The cost of pet insurance generally increases with the age of your pet, so it’ll be more expensive for an older dog. Up to 90% back on vet bills. Looking for cheaper insurance? By using the website you agree with our use of cookies. For example, let’s say the limit per condition is £6,000, and your dog develops arthritis. See the main benefits for dog & cat insurance … If you’re trying to insure a pet with a pre-existing condition, there are specialist insurers out there you can approach. Things to Watch Out For. If you make a claim on your exotic pet insurance, you’ll usually have to pay an excess, so check the policy to see how much this could be. Our pets are the family members we get to choose. There’s no NHS for pets. Pet insurance can be quite cost effective for young, healthy animals that have never been unwell, starting from just a few pounds a month. Business partnership, no common ownership or control exist between us you at a competitive is! Compare lifetime pet cover are high compared to other pet insurance will allow to..., make an informed decision to an insurer ve still got your policy – and haven ’ hit. 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